The federal funds rate is a key benchmark used ... a 1-year CD is 1.88% APY, but our analysis of the best 6-month CD rates found rates as high as 5.10% APY. Generally speaking, online banks ...
You may be inclined to open a 12-month CD for the best interest rate available. A 48- or 60-month CD might come with a lower APY but pay you more interest all in. Think about your savings goal and ...
Why we like it Barclays offers a two-year online CD with no minimum balance requirement and is fully FDIC-insured up to $250,000. It has a fixed annual percentage yield (APY) of 3.0%, and interest ...