Last November the 30-year mortgage rate approached 8%, now after the Federal Reserve cut interest rates on September 18, it’s approaching 6%.

With so many factors driving mortgage interest rates, it's worth monitoring each day. But the following three dates could be particularly influential:

After plunging last week to the lowest level in 19 months, but then climbing back up, 30-year refi rates saw a notable drop Monday. Movement for other refinance loans was mixed.

The country’s central bank also freed commercial banks to lend more money in a package of moves aimed at rekindling growth in a stagnant economy.

Mortgage rates are in the 6.00% range now, but could that change? Here's what could happen in October, experts say.